R+V writes that around 730 bicycle thefts are reported daily in Germany, with the real number likely higher due to underreporting. The clearance rate is low, especially in cities like Berlin (4.6%). The article provides expert advice from ADFC on how to secure bikes—using sturdy locks, parking in visible locations, and varying parking spots. Codifying bikes and keeping detailed records (bike pass) are recommended. R+V details insurance options: household insurance covers bikes stolen from home, but additional coverage is needed for theft outside. Some policies have night-time restrictions, but newer contracts may not. R+V offers flexible compensation limits and 24/7 coverage if the bike is properly locked. The article emphasizes the importance of both physical security and adequate insurance to mitigate the risk and impact of bicycle theft.
